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Google Releases New Wallet App

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When Google first came out with its Google Wallet mobile app, it was such that you could only transact using near-field communication.

It has since undergone a lot of changes, including moving user information onto the cloud to make it much more secure.

Two years after its release, however, Google Wallet is still not living up to expectations. For one, Google would want more people to use it, but that cannot happen because there are not just that many smartphones that has the NFC chip in it. In fact, NFC has so far been very disappointing and Google Wallet is extremely limited to just a number of handsets. What’s more, merchants are not biting. It would seem that there are only a few businesses that are willing to pay for the hardware costs in order to allow their buyers to pay using Google Wallet.

Google’s first aim was to make you leave your wallet at home and just use your smartphone to pay for everything you buy. Evidently, this is not happening.

What’s more, Google’s rivals are coming out with their own mobile payment versions. This includes Apple’s Passbook service and PayPal.

So what is Google to do? Expand their Wallet service of course, even if it means moving away from NFC.

For the first time ever, Google Wallet is now available on non-NFC enabled handsets. That includes Apple’s iPhones. The tap to pay feature is still there, but it is limited to NFC phones.

But now, you can keep your gift cards and loyalty points on your Google Wallet. What’s more, you can send money to anyone using his or her e-mail address, which is similar to what PayPal does. vYou can keep track of all of your transactions such as those apps you buy on Google Play or even from stores using Google checkout, including detailed information about your purchases.

You can find nearby retailers who are offering great discounts under the Offers tab, while you can keep loyalty points under the Loyalty tab.

You can also transfer money from your bank account, credit card or debit card into your Google Wallet too.

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